Health Insurance

Buy Health Insurance Plan

Confused about what health insurance plan is right for you? Which health plan to buy? What does the policy exclude? How many members a policy covers? Get all your answers with our consultation over various health insurance and buy the insurance policy that’s right for you.

A suitable health insurance plan ensures that all the medical and hospitalization expenses, surgery and treatment costs, even the critical illnesses are adequately covered.

MEDI-CLASSIC INSURANCE POLICY (INDIVIDUAL)

  •  No claim bonus of 5% for every claim free year up to 25%.
  •  Health Checkup costs up to Rs.5,000/- for every block of 4 claim free years.
  •  Automatic restoration of entire Sum insured by 200%.
  •  Optional Covers : Hospital cash and patient care cover.
  •  101 day-care procedures covered.

SENIOR CITIZENS RED CARPET HEALTH INSURANCE POLICY

  •  For Senior citizens aged between 60 to 75 years.
  •  No pre-insurance medical test required.
  •  Covers pre-existing diseases from the second year onwards.
  •  Medical Consultations as an Out Patient in a Network Hospital.
  •  Higher Sum Insured coverage upto Rs.10 Lakhs.
  •  Guaranteed lifetime renewals.

FAMILY HEALTH OPTIMA INSURANCE PLAN

  • Single policy, wider coverage for whole family at an affordable premium.
  • Get extra sum insured (auto recharge) at no extra cost,
  • Health Checkup benefit for every claim free year
  • 3 times Automatic restoration of Sum insured by 100% each time upon complete exhaustion
  • Cover for Assisted Reproductive Treatment
  • New-born baby cover from 16th day.
  • Donor expenses for organ transplantation.
  • Domiciliary Hospitalization Expenses for treatment exceeding 3 days.

DIABETES SAFE INSURANCE POLICY

  • Covers hospitalization expenses for complications of Diabetes, both type 1 and type 2 and other than complications of diabetes
  • Policy can be taken on Individual and Floater basis.
  • Two Plans are available – Plan A and Plan B.
  • Plan A – Pre-acceptance medical screening is compulsory.
  • Plan B – There is no pre-acceptance medical screening.
  • No Waiting Period for Plan A. 15 months waiting period for Plan B.

STAR CARDIAC CARE INSURANCE POLICY

  • This policy is for persons who have undergone for the first time the named surgery / intervention / correction for the existing Cardiac diseases
  • This policy has two Plan options – Gold Plan and Silver Plan
  • Under both the Plans hospitalization expenses for non cardiac diseases and accidents are covered under Section 1
  • Under Section 2: Gold Plan covers both medical management and surgical/interventional management for cardiac related diseases while Silver Plan covers only Surgical / Interventional management.

AUSTISTIC SPECIAL CARE

This policy specially designed to provide medical insurance cover for children diagnosed with Autism disorder.

STAR CANCER CARE GOLD (PILOT PRODUCT)

  • First ever health insurance product for persons diagnosed with Cancer.
  • First ever Pilot product in Health Insurance industry- A limited period offer
  • Sum Insured Rs.3 lakhs & Rs.5 lakhs
  • Entry Age: 5 months to 65 years
  • Lump sum cover of 50% of Sum Insured – for recurrence, metastasis, and/or a second malignancy unrelated to first cancer.